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Jersey City Homes - Hoboken Homes
Welcome ! Jersey City real estate is our business.
We also cover real estate in Hoboken, Bayonne, and other areas of Hudson County.
Thank you for browsing our website to explore the Hudson County communities of Jersey City, Bayonne, Hoboken, Union City, Weehawken, Kearny, North Bergen, Secaucus, and Harrison.
Jersey City Real Estate
 Tucked between the Hudson River and the Upper New York Bay you will find Jersey City. With views of Manhattan, the Hackensack River and Newark Bay, Jersey City homes are ideal. The city has a unique culture and a steady economy so its no wonder that people are relocating to Jersey City today. Use this website to find Jersey City homes & real estate listed for sale online through the easy MLS provided. Access the entire inventory of all the most recent MLS listings in Jersey City and all of the New York metropolitan area that may include: new construction homes, traditional single family homes, lender repossessed, condominiums, reo properties, tracts and others types. The internet listings displayed are detailed and constantly updated with the MLS-IDX data feed connected to on this website, letting you view the most up-to-date information available.
Hoboken Real Estate
 Also along the shores of the Hudson River with views of Manhattan is the city of Hoboken. As the home of the first baseball game and the major transportation hub of Hoboken Terminal, Hoboken has roots that go to the countrys core. Youre going to find a wide range of people and homes in every style and price range you can imagine. You can browse through our featured listings today to find out more about the homes we have in our inventory currently. Find out more about the local schools and community information of all the neighborhoods in Hoboken and the surrounding Hudson County area.
You can use this website to find answers to all the questions you have when youre looking into real estate in Jersey City, Hoboken and beyond. Youll find helpful tools and tips for buyers and sellers alike. Use our mortgage calculator or run a current market analysis to find out more about what homes have sold for in the area.
When youre ready, you can read more about me and feel free to contact me with any concerns you have about Jersey City, Hoboken or real estate questions in general.
We cover all of New Jersey, as member of three multiple listing systems (Hudson County Multiple Listing System, Garden State Multiple Listing System, and New Jersey Multiple Listing System). We can access member-only information on all listed property nationwide on the National Association of Realtor's aggregation site (www.Realtor.com).
Thinking about purchasing property? We provide links to home search sites, mortgage lenders, prevailing interest rates, real estate calculators and more.
Our agency also lists rental properties throughout Jersey City. Prospective tenants and owners may refer to our Rentals page.
For more information, e-mail us at Info@ElcanRealty.com. Bookmark this site for your reference.
Featured Articles
Treasury Department Releases Details on Making Home Affordable Program Updates
On March 9, 2012, the U.S. Department of the Treasury issued Supplemental Directive 12-02 that extends the Making Home Affordable (MHA) program to the end of 2013, and makes several changes to the Home Affordable Modification Program (HAMP) to increase the number of eligible participants. The directive also makes eligibility changes to the HAFA program that should increase the number of short sale transactions eligible under the program.
Specifically, Supplemental Directive 12-02 implements the following key changes:
- Establishes a second level HAMP evaluation protocol (HAMP Tier 2) to expand borrower eligibility for HAMP modifications to borrowers who were previously ineligible for, or did not successfully complete, a HAMP modification. The Treasury Department estimates servicers to begin evaluating borrowers for HAMP Tier 2 trial periods in June 2012.
- Rental properties may now be eligible under HAMP Tier 2 if they are used by borrowers for rental purposes only (not principal residence, second or vacation home). Borrowers must be behind two or mortgage payments and are not eligible for imminent default consideration.
- Removes all occupancy requirements for HAFA eligibility (effective immediately).
- Amends payment guidelines to allow servicers to accept full monthly mortgage payments, if the borrower requests to make full contractual payment in order to stay current (effective immediately).
- Increases maximum incentive to subordinate mortgage holder(s) to $8500 in exchange for a lien release and full release of borrower liability.
Beginning in March, the Treasury Department will provide detailed training webinars on these new program enhancements which will be accessible by real estate professionals and other trusted advisors.
Supplemental Directive 12-02
Making Home Affordable Resources
NJ Joins State-Federal Foreclosure Settlement
On February 9, 2012, New Jersey Attorney General Jeffrey Chiesa announced that the State of New Jersey has joined a federal settlement which followed a national investigation on foreclosure abuse and fraud. Under the terms of the settlement, which New Jersey's portion is estimated to be approximately $837 million, in which direct relief is provided to affected homeowners and to reform mortgage financing practices. Specifically, these funds will be used to help homeowners modify their mortgages, provide funds to those who lost their home to foreclosure between 2008 and 2011, help homeowners refinance their loans (for those who owe more on their mortgage than their homes are worth), and pay toward state housing programs. For additional information on the settlement, visit www.nationalmortgagesettlement.com.
President Obama´s Plan to Help Responsible Homeowners and Heal the Housing Market
In his State of the Union address President Obama announced an initiative designed to help responsible homeowners hold onto their homes - and in turn help the housing market recover. In a later speech he delivered to unveil the administration´s new plan, he called the housing market´s struggles "the single biggest drag on our recovery from a terrible recession3;But it is wrong for anybody to suggest that the only option for struggling, responsible homeowners is to sit and wait for the housing market to hit bottom."
The key aspects of the president´s plan include:
• Broad-based refinancing to help responsible borrowers save an average of $3,000 per year.
• A "Homeowner Bill of Rights," to assure that borrowers and lenders each follow the same guidelines.
• An initiative to transition foreclosed homes into rental housing in an effort to stabilize neighborhoods and boost property values.
• Giving homeowners who have lost their jobs a full year of forbearance on their mortgages while they look for work.
• Investigating the mortgage origination and servicing abuses that contributed to the housing market´s crash.
• Rehabilitating neighborhoods and reducing foreclosures by increasing incentives for loan modifications that will help borrowers rebuild equity.
A fact sheet released by the White House provides more specific details of how the administration´s plan would work.
With funding from the U.S. Treasury?s "Hardest Hit Fund," the New Jersey Housing and Mortgage Finance Agency is now administering the HomeKeeper program which is designed to help homeowners whose mortgage payments have been affected by the state of the economy. The "Hardest Hit Fund" has awarded monies to states which were most impacted by unemployment or underemployment. The HomeKeeper program will grant 0% interest loans with a maximum amount of $48,000 over 24 months to eligible homeowners to pay for mortgage, taxes and related insurance. After five years the loan is forgiven at the rate of 20% per year. For more information on this program, visit the program's website .
Fearing Foreclosure? Consider a short Sale.
If you are one of the many homeowners who have fallen behind on your mortgage payments and you don't see any way to avoid foreclosure, a short sale may offer you the least painful way to resolve the situation. more
Foreclosure Options
Fannie Mae launched a new website to help homeowners who are behind on their mortgage payments or are facing foreclosure. For more information,go to http://knowyouroptions.com/ .
10 crucial steps to 'short sale' buying
There are very few active buyers in the real estate market these days - but every one of them seems to be looking to buy a foreclosure or a short sale. Read more.
Who Is Saying It Is Time To Buy A Home? EVERONE!
WOW! If that quote was attributed to the National Association of Realtors or the National Association of Home Builders, it would have been quickly dismissed. However, it was the Wall Street Journal that was calling for the end of the doom and gloom talk surrounding real estate. Read more.
Click here to learn more:
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Buying a home can be one of your most significant investments in life. Home Buying Articles and Advice provides detailed information to assist you in making an intelligent and informed decision. |
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Want to sell your house? Visit Home Selling Articles and Advice, and get the maximum market value for your home and learn valuable tips to help the entire process go more smoothly.
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ELCAN Realty Office in Jersey City
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Short Sale
(Sale Pending)
West New York
One Bdrm Condo
$65,000 |
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Short Sale
(Sale Pending)1 Family
Jersey City,
Greenville
$69,000.00 |
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Price Reduced
2 Family
Jersey City,
West Bergen
$245,000 |
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1 Family
Linden. NJ
$197,000
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For Rent
Rented
Jersey City, West Bergen (Country Village)
$1700/month
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2 Family on a double lot
Jersey City, Journal Square
$399,000
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Short Sale
(Sale Pending)
1 BR Condo
North Plainfield, NJ
$70,000
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FEATURED HOME
(Sale Pending)
For Sale
3BR Townhouse
Jersey City,
Downtown
$688,000 |
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Short Sale
Jersey City, West Bergen
2Br/2Ba newer condo
$249,000 |
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Studio Unit w/ Parking
(Sale Pending)
Downtown, Jersey City
$180,000
Walk to PATH |
For more properties, click here.
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